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HomeAbout UsSafe & SoundSpring Clean Your Finances

Spring Cleaning Your Finances

After taxes and springtime are the perfect reasons to start fresh with organizing your finances.  Check out these tips from The First.

  • Start with your budget and review spending changes over the last year.  Spending more in one area than another?  Need to increase your savings? Now is the time to evaluate.
  • Is your monthly budget slimmer towards the beginning or end of the month? Some billers will gladly adjust due dates if asked.
  • Create your own financial calendar.  When setting a monthly budget, remember to prepare for expenses that come around only annually and quarterly.
  • Check your credit report and credit score annually.  Click here to access the Free Annual Credit Report.
  • Clean up your accounts.  Do you need to add a beneficiary, consolidate unused accounts?  This is a great time to do so.
  • Create a filing system for your records. It is recommended to keep items such as household bills for a year.  Five years for tax returns, investment statements and paid off loan documents. Medical history, retirement plan and social security information are suggested to be kept long term.
  • Review your withholdings.  Click here to access the IRS new calculator tool and perform a paycheck check up!n info and social security info.
  • Evaluate your retirement plan and be sure you are on track with your retirement goals.  Click here to access financial calculators.
  • Meet with your insurance agent to review life, health, and property insurance plans you have in place.
  • Create a home inventory.   This will make it much easier to replace and file an insurance claim if a disaster were to take place.  Photos and estimated costs along with receipts consider a video tour.


© First National Bank of Hutchinson   |  One N. Main Street, Hutchinson, KS 67501  |  620.663.1521  |  800.310.1521

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