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Checking Choices for Today

The First offers you a choice of checking accounts, both of which are FDIC-insured. Debit Cards tied to your checking accounts earn you points for every purchase with the EverydayRewards™ program. Find out more!

Get Started Now / Open an Account

 

First Free Checking
X
  • No minimum monthly balance requirement
  • No monthly service fee
  • Unlimited checks/debits (fee for check orders)
  • Minimum opening deposit $25 (no minimum thereafter)
  • Free Visa® debit card
    • Unlimited free debit card usage
  • Free ATM card
  • Free funds transfer between accounts
  • Free Direct Deposit
  • Free Online Banking
  • Free Bill Pay (Including Mobile Version)
    • Free account-to-account transfers
    • Free person-to-person transfers
  • Overdraft Funds Transfer available
First Classic
X
  • Earns interest, compounded monthly, paid monthly – see our rate sheet for current interest rates*
  • No monthly service charge, as long as minimum monthly balance of $100,  otherwise fee of $5 per month
  • Unlimited checks/debits
  • Free Checks
  • Minimum opening deposit of $100 (no minimum thereafter)
  • Check images in monthly statement
  • Free Visa® debit card
    • Unlimited free debit card usage
  • Free ATM card
    • No ATM fees
  • Free funds transfer between accounts
  • Free Direct Deposit
  • Free Online Banking
  • Free Bill Pay (Including Mobile Version)
    • Free account-to-account transfers
    • Free person-to-person transfers
  • Overdraft protection available

Want more information to help you make the switch to The First? All you’ll need can be found here.

 

Effective November 1, 2015 - exciting new check ordering available. In order to reduce the cost of checks for those customers who prefer personalized designs, we've partnered with a new check vendor, Harland Clarke. Please contact us for all orders after this date.

* Interest-Bearing Accounts

Refer to current rate sheet for account’s current interest rate and annual percentage yield. No average collected daily balance is required to obtain the disclosed annual percentage yield. At our discretion, we may change the interest rate and annual percentage yield on this account at any time.

Interest is calculated with the daily balance method, and applies a daily periodic rate to the principal (collected balance) in the account each day.

Interest is compounded monthly and credited monthly to the account. If customer personally closes account before interest is credited, accrued interest will be paid. Interest begins accruing no later than the business day we receive credit for the deposit of non-cash items, such as checks. 

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© First National Bank of Hutchinson   |  One N. Main Street, Hutchinson, KS 67501  |  620.663.1521  |  Fax 620.694.2317

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