Occasional Overdraft Privilege Service
This option can mean fewer charges from retailers for returned checks; convenience and flexibility in managing your funds; and for eligible personal checking accounts, payment of overdrafts up to $800.00 will normally be considered. Occasional Overdraft Privilege Service is a discretionary service. Should an overdraft occur, we will consider payment of your reasonable overdrafts, rather than automatically returning insufficient funds items. Our normal $29.00 non-sufficient funds (overdraft) charge will be charged as set forth in our fee schedule for each item that creates an overdraft on your account.
New accounts open for at least 60 days that remain in good standing, and deposit at least $300.00 each 30-day period, are potentially eligible for this service.