The First also offers Home Equity Loans and Lines of Credit.

Purchasing, refinancing or building your primary residence? Our loans are tailored to fit your individual preferences and needs.

• Fixed Rate
• Construction
• Bridge
• Other Options

Want to do your homework before applying?  Use our Calculators to estimate payments.

The First's Real Estate Team:
Pictured Above: Jessica Nelson (NMLS ID 658456), Michael Holland (NMLS ID 658451), Cindy Sherraden (NMLS ID 658448), and Debbie Barnes (NMLS ID 589672).  The First's NMLS ID is 629547.

With 8 locations to serve you and our experienced, knowledgeable loan team, we will come to your location of choosing to help you throughout the process — and beyond.  Our real estate professionals can be reached at 620.694.2310 in Reno County or 316.444.2550 in Sedgwick County.

Fixed Rate – Fixed rate loans offer you a predictable monthly payment which stay the same for the duration of the loan. Our options allow you to pick the payment schedule that’s right for you.

Construction – Thinking about building? Our Construction Loans are based on the appraised value of your future home including the lot. You pay interest only for the term of the loan. And, when you’re ready to move in, you can choose permanent financing that best fits your needs.

Bridge – Have you found your new dream home but haven’t sold your current one? Then our Bridge Loans may offer you the flexibility to make this happen by providing temporary financing you need to transition. Both homes are collateral for the loan and you only pay interest for the term of the loan. When you’ve fully transitioned, you can choose permanent financing.

Other Options

• Land or Lot Loans
• Home Equity Lines of Credit
• Home Improvement Loans
• Transition Loans (for expenses pending a real estate sale)

View our list of Frequently Asked Questions