Business Loans

Strength When You Need It Most

Whether you are a small business just starting out, or an established company looking to grow and expand, you need a partner who understands your current and future business goals. That's us. At The First, we make all of our loan decisions locally, and our commercial bankers have the knowledge and resources to find the right loan for your business. We listen to your challenges and your goals, and offer customized solutions to help you achieve them. If you haven't experienced personal service in business, you will at The First.

Lines of Credit

  • Adjust to seasonal fluctuations or carry accounts receivable and/or inventory
  • Use for short term working capital
  • Take advantage of trade discounts or improve liquidity
  • Provide overdraft protection for your business checking accounts
  • Use available funds at your discretion just by writing a check

Term Loans

  • Cash to purchase or refinance business assets, including equipment and vehicles
  • Regular monthly payments allow you to manage cash flow during times of business expansion
  • Depending on the loan you need, the rate is fixed or variable
  • Flexible terms are available

Agricultural Loans

  • Real estate acquisition or refinancing
  • Machinery and equipment
  • Livestock
  • Crop production

Real Estate & Construction Loans

  • Rental properties
  • Retail properties
  • Commercial and industrial properties
  • Financing for interim construction or expansion

Equipment Leasing

  • 100% financing
  • Flexible terms
  • Flexible options at the end of the lease

Other Credit Services

  • Professional loans
  • Government guaranteed loans
  • Letters of credit

Meet our Lenders

  • Darrel Miller

    Executive Vice President, Chief Lending Officer

  • Clint Shapland

    Senior Vice President, Private Banking

  • Julia Doerksen

    Senior Vice President, Commercial Lending

  • Kyle Nation

    Senior Vice President, Commercial Lending

  • David Martens

    Senior Vice President, Commercial Lending

  • Shane Engelken

    Assistant Vice President, Commercial Lending

  • JC Petitjean

    Assistant Vice President, Commercial Lending

  • Fred Elmer

    Officer, Commercial Lending