Business Banking

You work hard to help your business succeed. First National Bank is here to help by offering a variety of services to manage and improve your cash flow. Our business banking team is a trusted partner in the community, here to provide solutions to the challenges your business faces so you can achieve all of your business goals.

Whether you are a small business looking to grow, an established business ready to expand to new territory or just starting out, we have the knowledge and power to help you succeed.

Business Checking Accounts

Basic Business Checking

Here is what's included:

  • $50 deposit to open
  • Waive the $5 monthly maintenance fee with a $2,500 minimum balance
  • The first 100 credits or debits are free

Advanced Business Checking

Here is what's included.

  • $100 deposit to open
  • $7 monthly maintenance fee
  • The first 200 credits or debits are free

*This account type is interest bearing.

Premium Business Checking

Here is what's included:

  • $100 deposit to open
  • $8 monthly maintenance fee
  • The first 500 debits or credits are free

Choose the Account that's Right For You

Business BasicBusiness AdvancedBusiness Premium
: Minimum deposit to openBusiness Basic: $50Business Advanced: $100Business Premium: $100
: Maintenance feeBusiness Basic: $5Business Advanced: $7Business Premium: $8
: Free itemsBusiness Basic: 100Business Advanced: 200Business Premium: 500

    Business Savings Account

    Business Ultra Money Market

    Earn more with our Business Ultra Money Market. This account lets you save for the future and grow your balance without tying up a lot of capital. Earn interest on money that you're wanting to save for the future.

    Here is what's included:

    • $100 deposit to open
    • Waive the $5 monthly maintenance fee with a minimum balance of $500
    • Earn interest that is compounded monthly

    Business Credit Card

    Easily pay for expenses and enjoy stronger purchase protection with a business credit card from The First.

    Our Visa® Signature Business Rewards Credit Card gives you easy and immediate access to funds and will help to manage your commercial expenses, and simplify the way you do business.

    Rewards earned can be up to one point for every dollar spent.

    For more information or to apply, contact us or visit one of our locations.

    The advantages of our Visa® Signature Business Rewards Credit Card:

    • Easily track spending with monthly account summaries
    • Monitor individual account activity electronically
    • 24/7 statement access and online payment
    • Set individual spending limits by employee

    Enjoy many additional Visa® benefits including:

    • An embedded chip for enhanced security*
    • Purchase security/extended protection
    • Auto rental collision damage services
    • Travel/emergency assistance services
    • Visa's Zero Liability Policy**
    • Cardholder inquiry service

    *Certain terms and conditions apply. See Guide to Benefits for complete details.

    **Visa’s Zero Liability Protection covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult the issuer.

    Business Debit Card

    Never worry about how much cash you have on hand or having to write a check. With a business debit card from The First you'll always have access to your money.

    Use of the business debit card will be a great convenience for both you and your employees, and it will help you stick to a budget. First National Bank recommends you issue debit cards only to employees you trust, and with whom you establish written internal procedures for debit card usage.

    Meet our Team

    • Melanie Block

      Assistant Vice President, Business Solutions

    • Victoria Pruitt

      Assistant Vice President, Business Solutions

    • Jennifer Maxwell

      Vice President, Business Solutions Operations