Regular Savings

Our most popular savings account comes with money management tools to help your money grow.

  • Minimum opening deposit of $100
  • Maintain a minimum daily balance of $100 and the $3 monthly service fee will be waived
  • The monthly service fee is waived for customers under the age of 18
  • Earns interest

Ultra Money Market

The Ultra Money Market Account has the benefits of a higher rate of return, no upfront fees to pay and your money isn’t locked away out of reach.

  • Minimum opening deposit of $100
  • Maintain a minimum daily balance of $500 and the $5 monthly service fee will be waived
  • Unlimited transactions
  • Earns interest

Certificates of Deposit

A certificate of deposit (CD) earns interest on a lump sum of money for a fixed period of time. The money must remain untouched for the entirety of the term, or penalty fees and lost interest may apply.

We have several CD options at The First. Interest rates vary depending upon the length of maturity and the rate is guaranteed until the investment matures or is renewed. Refer to our rates page for current information.

Safe Deposit Boxes

Safe deposit boxes* are available at six of our locations in various sizes, to securely store your valuables. Rental fees vary depending upon the size of the box.

For more information call us at 620.663.1521.

Safe Deposit Box Locations:

  • Andale
  • Goddard
  • Haven
  • Hutchinson: 1 N Main St, 1525 E 17th Ave, 2501 N Main St

*Not all box sizes are available at all locations. A deposit account at The First is required in order to rent a box. Fees are automatically deducted from your account.

The contents of safe deposit boxes are not deposits and are not insured by The First or by the FDIC. Safe deposit customers may obtain insurance coverage on box contents at their own expense.

IRAs

An IRA is a long term account that helps you save for retirement. There are different variations of IRAs that have their own tax benefits and maturities. IRAs can also be used in tandem with your 401k.

The First offers the following IRAs:

  • Traditional IRA
  • Roth IRA
  • Coverdell Education Savings Account
  • Simplified Employee Pension IRAs

Interest rates vary depending on the length of maturity. The rate is guaranteed until the maturity of the investment or until renewal.